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TZID:America/Chicago
TZUNTIL:20281105T070000Z
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BEGIN:VEVENT
UID:20260813T083000UTC-9218TxXdPC@https://fourriversrealtors.com/
DTSTAMP:20261003T164949Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div>&nbsp\;</div>\n<p><span style='font-size: 14pt\;'>30 SAE/C
 E Credits</span><br /><span style='font-size: 14pt\;'>TREC Approved</span>
 <br /><span style='font-size: 14pt\;'>Course #02640-REQC</span><br /><br /
 ><span style='font-size: 14pt\;'>The&nbsp\;Graduate\, REALTOR Institute (G
 RI) Designation&nbsp\;is one of the most prestigious and widely recognized
  designations available to the real estate professional. REALTORS who succ
 essfully complete all three GRI courses have the privilege of joining the 
 ranks of the elite group of REALTORS Institute graduates.</span><br /><spa
 n style='font-size: 14pt\;'>GRI: Business Skills is a required course for 
 REALTORS to become eligible to obtain the distinguished GRI designation. I
 t covers:</span><br /><span style='font-size: 14pt\;'>- Seller services\,<
 /span><br /><span style='font-size: 14pt\;'>- Buyer services\,</span><br /
 ><span style='font-size: 14pt\;'>- Technology\, and</span><br /><span styl
 e='font-size: 14pt\;'>- Environment &amp\; green building.</span><br /><br
  /><span style='font-size: 14pt\;'>Participants earn 30 hours of core cred
 it toward the required Sales Apprentice Education (SAE) or broker’s licens
 e.</span><br /><br /><span style='font-size: 14pt\;'>ABR ELECTIVE: To earn
  the GRI Designation\, all three (3) courses have to be completed:</span><
 /p>\n<p><br /><span style='font-size: 14pt\;'>GRI: Business Skills</span><
 /p>\n<p><br /><span style='font-size: 14pt\;'><a href='https://www.realtor
 academy.com/courses/graduate-realtor-institute-designation-gri-marketing-b
 usiness-skills/'>GRI: Brokerage</a></span></p>\n<div><span style='font-siz
 e: 14pt\;'><a href='https://www.realtoracademy.com/courses/graduate-realto
 r-institute-designation-gri-real-estate-brokerage/'>GRI: Contracts to Clos
 ing</a></span></div>\n<p><span style='font-size: 14pt\;'></span></p>\n<p><
 a href='https://sabor.com/account/login/?cobaltsrc=https://ramco.sabor.com
 /Education/Registration/Details.aspx?cid=06cc4285-77ba-f011-9e21-00155d102
 117'><img src='images/buttons/Registration.png' width='320' height='90' al
 t='Registration' style='float: left\;' /></a></p>\n<p>&nbsp\;</p>\n<p>&nbs
 p\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Chicago:20260817T083000
DTEND;TZID=America/Chicago:20260817T170000
RRULE:FREQ=DAILY;UNTIL=20260818T050000Z;INTERVAL=1
SUMMARY:GRI: Business Skills (SAE) (4 Days) (Zoom Only)
URL:https://fourriversrealtors.rapiws.com/calendar/events-calendar/22-assoc
 iation-classes/11754-gri-business-skills-sae-4-days-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div>&nbsp\;</div>\n<p><span style='font-size:
  14pt\;'>30 SAE/CE Credits</span><br /><span style='font-size: 14pt\;'>TRE
 C Approved</span><br /><span style='font-size: 14pt\;'>Course #02640-REQC<
 /span><br /><br /><span style='font-size: 14pt\;'>The&nbsp\;Graduate\, REA
 LTOR Institute (GRI) Designation&nbsp\;is one of the most prestigious and 
 widely recognized designations available to the real estate professional. 
 REALTORS who successfully complete all three GRI courses have the privileg
 e of joining the ranks of the elite group of REALTORS Institute graduates.
 </span><br /><span style='font-size: 14pt\;'>GRI: Business Skills is a req
 uired course for REALTORS to become eligible to obtain the distinguished G
 RI designation. It covers:</span><br /><span style='font-size: 14pt\;'>- S
 eller services\,</span><br /><span style='font-size: 14pt\;'>- Buyer servi
 ces\,</span><br /><span style='font-size: 14pt\;'>- Technology\, and</span
 ><br /><span style='font-size: 14pt\;'>- Environment &amp\; green building
 .</span><br /><br /><span style='font-size: 14pt\;'>Participants earn 30 h
 ours of core credit toward the required Sales Apprentice Education (SAE) o
 r broker’s license.</span><br /><br /><span style='font-size: 14pt\;'>ABR 
 ELECTIVE: To earn the GRI Designation\, all three (3) courses have to be c
 ompleted:</span></p>\n<p><br /><span style='font-size: 14pt\;'>GRI: Busine
 ss Skills</span></p>\n<p><br /><span style='font-size: 14pt\;'><a href='ht
 tps://www.realtoracademy.com/courses/graduate-realtor-institute-designatio
 n-gri-marketing-business-skills/'>GRI: Brokerage</a></span></p>\n<div><spa
 n style='font-size: 14pt\;'><a href='https://www.realtoracademy.com/course
 s/graduate-realtor-institute-designation-gri-real-estate-brokerage/'>GRI: 
 Contracts to Closing</a></span></div>\n<p><span style='font-size: 14pt\;'>
 </span></p>\n<p><a href='https://sabor.com/account/login/?cobaltsrc=https:
 //ramco.sabor.com/Education/Registration/Details.aspx?cid=06cc4285-77ba-f0
 11-9e21-00155d102117'><img src='images/buttons/Registration.png' width='32
 0' height='90' alt='Registration' style='float: left\;' /></a></p>\n<p>&nb
 sp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20260813T083000UTC-0479b2109b@https://fourriversrealtors.com/
DTSTAMP:20261003T164949Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div><span style='font-size: 14pt\;'>All Courses require the us
 e of a laptop Computer or Tablet. A laptop computer is preferred.</span>\n
 <div><br /><span style='font-size: 14pt\;'>TACS 2: Commercial Real Estate 
 Property Development.</span></div>\n<div><br /><span style='font-size: 14p
 t\;'>Course credit hours: 30\; Provider&nbsp\;&nbsp\;Texas REALTORS® - 000
 1</span></div>\n<div><br /><span style='font-size: 14pt\;'>The Texas Accre
 dited Commercial Specialist (TACS) certification teaches you how to repres
 ent clients\, perform market analyses\, negotiate\, and understand propert
 y development and management. The TACS will also equip you with skills in 
 marketing and business development. This certification shows that you've p
 ursued an intensive course of study in commercial real estate and that you
 're dedicated to providing the highest level of service to clients.</span>
 </div>\n<div><span style='font-size: 14pt\;'></span><br /><span style='fon
 t-size: 14pt\;'>TACS 2: Commercial Real Estate Property Development is a r
 equired course for REALTORS® to become eligible to obtain the Texas Accre
 dited Commercial Specialist (TACS). certification. It covers:</span><br />
 <span style='font-size: 14pt\;'>• Leasing\, Property and Operations Mana
 gement</span><br /><span style='font-size: 14pt\;'>• Valuation of Proper
 ty</span><br /><span style='font-size: 14pt\;'>• Due Diligence</span><br
  /><span style='font-size: 14pt\;'>• Valuation considerations</span><br 
 /><span style='font-size: 14pt\;'>• And more</span><br /><span style='fo
 nt-size: 14pt\;'>Participants earn 30 hours of core credit toward the requ
 ired Salesperson Annual Education (SAE) or brokers license. Alternatively\
 , each TACS course counts for 10 hours of Continuing Education (MCE) credi
 t.&nbsp\;</span></div>\n</div>\n<p><span style='font-size: 14pt\;'></span>
 </p>\n<p><a href='https://sabor.com/account/login/?cobaltsrc=https://ramco
 .sabor.com/Education/Registration/Details.aspx?cid=70bad533-48b3-f011-9e21
 -00155d102117'><img src='images/buttons/Registration.png' width='320' heig
 ht='90' alt='Registration' style='float: left\;' /></a></p>\n<p>&nbsp\;</p
 >\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Chicago:20260817T083000
DTEND;TZID=America/Chicago:20260817T170000
RRULE:FREQ=DAILY;UNTIL=20260818T050000Z;INTERVAL=1
SUMMARY:TACS2: Commercial Real Estate Property Development (4 Days) SAE (Zo
 om Only)
URL:https://fourriversrealtors.rapiws.com/calendar/events-calendar/22-assoc
 iation-classes/11760-tacs2-commercial-real-estate-property-development-4-d
 ays-sae-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div><span style='font-size: 14pt\;'>All Cours
 es require the use of a laptop Computer or Tablet. A laptop computer is pr
 eferred.</span>\n<div><br /><span style='font-size: 14pt\;'>TACS 2: Commer
 cial Real Estate Property Development.</span></div>\n<div><br /><span styl
 e='font-size: 14pt\;'>Course credit hours: 30\; Provider&nbsp\;&nbsp\;Texa
 s REALTORS® - 0001</span></div>\n<div><br /><span style='font-size: 14pt\;
 '>The Texas Accredited Commercial Specialist (TACS) certification teaches 
 you how to represent clients\, perform market analyses\, negotiate\, and u
 nderstand property development and management. The TACS will also equip yo
 u with skills in marketing and business development. This certification sh
 ows that you've pursued an intensive course of study in commercial real es
 tate and that you're dedicated to providing the highest level of service t
 o clients.</span></div>\n<div><span style='font-size: 14pt\;'></span><br /
 ><span style='font-size: 14pt\;'>TACS 2: Commercial Real Estate Property D
 evelopment is a required course for REALTORS® to become eligible to obtai
 n the Texas Accredited Commercial Specialist (TACS). certification. It cov
 ers:</span><br /><span style='font-size: 14pt\;'>• Leasing\, Property an
 d Operations Management</span><br /><span style='font-size: 14pt\;'>• Va
 luation of Property</span><br /><span style='font-size: 14pt\;'>• Due Di
 ligence</span><br /><span style='font-size: 14pt\;'>• Valuation consider
 ations</span><br /><span style='font-size: 14pt\;'>• And more</span><br 
 /><span style='font-size: 14pt\;'>Participants earn 30 hours of core credi
 t toward the required Salesperson Annual Education (SAE) or brokers licens
 e. Alternatively\, each TACS course counts for 10 hours of Continuing Educ
 ation (MCE) credit.&nbsp\;</span></div>\n</div>\n<p><span style='font-size
 : 14pt\;'></span></p>\n<p><a href='https://sabor.com/account/login/?cobalt
 src=https://ramco.sabor.com/Education/Registration/Details.aspx?cid=70bad5
 33-48b3-f011-9e21-00155d102117'><img src='images/buttons/Registration.png'
  width='320' height='90' alt='Registration' style='float: left\;' /></a></
 p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20260323T100000UTC-0073pVUpMt@https://fourriversrealtors.com/
DTSTAMP:20261003T164949Z
CATEGORIES:Partner Meetings
DTSTART;TZID=America/Chicago:20260420T100000
DTEND;TZID=America/Chicago:20260420T130000
RRULE:FREQ=MONTHLY;UNTIL=20261221T060000Z;INTERVAL=2;BYDAY=MO;BYSETPOS=3
SUMMARY:CTXMLS Board of Governors Meeting
URL:https://fourriversrealtors.rapiws.com/calendar/events-calendar/39-partn
 er-meetings/11611-ctxmls-board-of-governors-meeting-2
END:VEVENT
BEGIN:VEVENT
UID:20260818T083000UTC-7987RGFACx@https://fourriversrealtors.com/
DTSTAMP:20261003T164949Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div><span style='font-size: 18pt\;'><strong>Provider: 1-CEP | 
 Course #06381-RECE | 3 CE</strong></span></div>\n<div><span style='font-si
 ze: 18pt\;'><strong>This class meets the 3-hour TREC&nbsp\;contracts requi
 rement for your license renewal.</strong></span></div>\n<div><span style='
 font-size: 18pt\;'></span></div>\n<div><span data-wrapper='true' style='fo
 nt-size: 18pt\;'>The 89th Texas Legislature addressed several important is
 sues affecting real estate statewide. Related legislation has been signed 
 into law\, including SB 2349 (effective Sept\, 1\, 2025) and SB 1968 (effe
 ctive Jan. 1\, 2026). These bills directly impact consumers and licensees.
  This course is designed to address these changes to the Texas Real Estate
  Licensing Act and bring awareness to licensees who are the boots on the g
 round working with buyers and sellers in a dynamic and changing real estat
 e environment.</span></div>\n<div>&nbsp\;</div>\n<div>&nbsp\;</div>\n<div>
 <img src='images/Coffee%20and%20Contracts%20TR%20Forms%20Changes%2008.2026
 %20Class%20social%201.png' alt='Coffee and Contracts TR Forms Changes 08.2
 026 Class social 1' style='display: block\; margin-left: auto\; margin-rig
 ht: auto\;' width='900' height='900' /></div>\n<div>&nbsp\;</div>\n<div>&n
 bsp\;</div>\n<div><a href='https://sabor.com/account/login/?cobaltsrc=http
 s://ramco.sabor.com/Education/Registration/Details.aspx?cid=848749ca-4581-
 f111-a745-00155d0079f3'><img src='images/buttons/REGISTER%20BUTTON.png' wi
 dth='320' height='100' alt='REGISTER BUTTON' /></a></div>
DTSTART;TZID=America/Chicago:20260818T083000
DTEND;TZID=America/Chicago:20260818T120000
SUMMARY:Coffee & Contracts: Texas REALTORS® Forms Changes Update
URL:https://fourriversrealtors.rapiws.com/calendar/events-calendar/22-assoc
 iation-classes/11771-coffee-contracts-texas-realtors-r-forms-changes-updat
 e
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div><span style='font-size: 18pt\;'><strong>P
 rovider: 1-CEP | Course #06381-RECE | 3 CE</strong></span></div>\n<div><sp
 an style='font-size: 18pt\;'><strong>This class meets the 3-hour TREC&nbsp
 \;contracts requirement for your license renewal.</strong></span></div>\n<
 div><span style='font-size: 18pt\;'></span></div>\n<div><span data-wrapper
 ='true' style='font-size: 18pt\;'>The 89th Texas Legislature addressed sev
 eral important issues affecting real estate statewide. Related legislation
  has been signed into law\, including SB 2349 (effective Sept\, 1\, 2025) 
 and SB 1968 (effective Jan. 1\, 2026). These bills directly impact consume
 rs and licensees. This course is designed to address these changes to the 
 Texas Real Estate Licensing Act and bring awareness to licensees who are t
 he boots on the ground working with buyers and sellers in a dynamic and ch
 anging real estate environment.</span></div>\n<div>&nbsp\;</div>\n<div>&nb
 sp\;</div>\n<div><img src='images/Coffee%20and%20Contracts%20TR%20Forms%20
 Changes%2008.2026%20Class%20social%201.png' alt='Coffee and Contracts TR F
 orms Changes 08.2026 Class social 1' style='display: block\; margin-left: 
 auto\; margin-right: auto\;' width='900' height='900' /></div>\n<div>&nbsp
 \;</div>\n<div>&nbsp\;</div>\n<div><a href='https://sabor.com/account/logi
 n/?cobaltsrc=https://ramco.sabor.com/Education/Registration/Details.aspx?c
 id=848749ca-4581-f111-a745-00155d0079f3'><img src='images/buttons/REGISTER
 %20BUTTON.png' width='320' height='100' alt='REGISTER BUTTON' /></a></div>
END:VEVENT
BEGIN:VEVENT
UID:20260812T083000UTC-60367toMjI@https://fourriversrealtors.com/
DTSTAMP:20261003T164949Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div>&nbsp\;</div>\n<div><span style='font-size: 18pt\;'><stron
 g>Provider 8-CEP | Course #02675-RENE | 6 CE</strong></span></div>\n<div><
 span style='font-size: 18pt\;'></span></div>\n<p><span style='font-size: 1
 8pt\;'><strong>PLEASE BRING LAPTOP/MOBILE DEVICE TO FOLLOW ALONG WITH THE 
 PROVIDED PDF HANDBOOK</strong></span><br /><br /><span style='font-size: 1
 8pt\;'>Broker Responsibility is a required 6-hour continuing education cou
 rse (CE) course. Any license holder may take this course\; all broker lice
 nse holders are required to take the course.</span><br /><span style='font
 -size: 18pt\;'>This course covers some important new and revised forms as 
 well as information regarding the regulatory aspects of the management\, o
 peration\, and supervision of a real estate brokerage firm in Texas. It pr
 ovides information about a broker's responsibilities and obligations under
  the Texas Administrative Code (22 TAC §532.2) which sets forth specific r
 equirements and best practices for brokers.</span><br /><span style='font-
 size: 18pt\;'>KEY POINTS</span><br /><span style='font-size: 18pt\;'>-Scop
 e and Competency</span><br /><span style='font-size: 18pt\;'>- Fiduciary R
 esponsibilities</span><br /><span style='font-size: 18pt\;'>- Property Man
 agement and Trust Accounts</span><br /><span style='font-size: 18pt\;'>- D
 elegated Supervisors and Teams</span><br /><span style='font-size: 18pt\;'
 >- Advertising and Registration of Names</span><br /><span style='font-siz
 e: 18pt\;'>- Written Policies</span><br /><span style='font-size: 18pt\;'>
 - Additional Broker Duties&nbsp\;</span></p>\n<p><span style='font-size: 1
 8pt\;'></span></p>\n<p><span style='font-size: 18pt\;'>&nbsp\;<a href='htt
 ps://sabor.com/account/login/?cobaltsrc=https://ramco.sabor.com/Education/
 Registration/Details.aspx?cid=3fadc6bf-de86-f111-a745-00155d0079f3'><img s
 rc='images/buttons/REGISTER%20BUTTON.png' width='320' height='100' alt='RE
 GISTER BUTTON' /></a></span></p>
DTSTART;TZID=America/Chicago:20260818T090000
DTEND;TZID=America/Chicago:20260818T160000
SUMMARY:Broker Responsibility (In Person/SABOR)
URL:https://fourriversrealtors.rapiws.com/calendar/events-calendar/22-assoc
 iation-classes/11784-broker-responsibility-in-person-sabor
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div>&nbsp\;</div>\n<div><span style='font-siz
 e: 18pt\;'><strong>Provider 8-CEP | Course #02675-RENE | 6 CE</strong></sp
 an></div>\n<div><span style='font-size: 18pt\;'></span></div>\n<p><span st
 yle='font-size: 18pt\;'><strong>PLEASE BRING LAPTOP/MOBILE DEVICE TO FOLLO
 W ALONG WITH THE PROVIDED PDF HANDBOOK</strong></span><br /><br /><span st
 yle='font-size: 18pt\;'>Broker Responsibility is a required 6-hour continu
 ing education course (CE) course. Any license holder may take this course\
 ; all broker license holders are required to take the course.</span><br />
 <span style='font-size: 18pt\;'>This course covers some important new and 
 revised forms as well as information regarding the regulatory aspects of t
 he management\, operation\, and supervision of a real estate brokerage fir
 m in Texas. It provides information about a broker's responsibilities and 
 obligations under the Texas Administrative Code (22 TAC §532.2) which sets
  forth specific requirements and best practices for brokers.</span><br /><
 span style='font-size: 18pt\;'>KEY POINTS</span><br /><span style='font-si
 ze: 18pt\;'>-Scope and Competency</span><br /><span style='font-size: 18pt
 \;'>- Fiduciary Responsibilities</span><br /><span style='font-size: 18pt\
 ;'>- Property Management and Trust Accounts</span><br /><span style='font-
 size: 18pt\;'>- Delegated Supervisors and Teams</span><br /><span style='f
 ont-size: 18pt\;'>- Advertising and Registration of Names</span><br /><spa
 n style='font-size: 18pt\;'>- Written Policies</span><br /><span style='fo
 nt-size: 18pt\;'>- Additional Broker Duties&nbsp\;</span></p>\n<p><span st
 yle='font-size: 18pt\;'></span></p>\n<p><span style='font-size: 18pt\;'>&n
 bsp\;<a href='https://sabor.com/account/login/?cobaltsrc=https://ramco.sab
 or.com/Education/Registration/Details.aspx?cid=3fadc6bf-de86-f111-a745-001
 55d0079f3'><img src='images/buttons/REGISTER%20BUTTON.png' width='320' hei
 ght='100' alt='REGISTER BUTTON' /></a></span></p>
END:VEVENT
BEGIN:VEVENT
UID:20260219T113000UTC-1430xOshNM@https://fourriversrealtors.com/
DTSTAMP:20261003T164949Z
CATEGORIES:FRAR Committee Meetings
DESCRIPTION:<p><span style='font-size: 18pt\;'>Please contact <joomla-hidde
 n-mail  is-link='1' is-email='0' first='Y2hlbHNlYXJvYmVydHMucmVhbHRvcg==' 
 last='Z21haWwuY29t' text='Q2hlbHNlYSBSb2JlcnRz' base='' >This email addres
 s is being protected from spambots. You need JavaScript enabled to view it
 .</joomla-hidden-mail> or Mary Evans for any questions.</span></p>\n<p><sp
 an style='font-size: 24px\;'></span></p>
DTSTART;TZID=America/Chicago:20260317T113000
DTEND;TZID=America/Chicago:20260317T123000
RRULE:FREQ=MONTHLY;UNTIL=20261215T060000Z;INTERVAL=1;BYDAY=TU;BYSETPOS=3
SUMMARY:TREPAC Committee Meeting
URL:https://fourriversrealtors.rapiws.com/calendar/events-calendar/21-commi
 ttee-meeting/11257-trepac-committee-meeting-2
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'>Please cont
 act <joomla-hidden-mail  is-link='1' is-email='0' first='Y2hlbHNlYXJvYmVyd
 HMucmVhbHRvcg==' last='Z21haWwuY29t' text='Q2hlbHNlYSBSb2JlcnRz' base='' >
 This email address is being protected from spambots. You need JavaScript e
 nabled to view it.</joomla-hidden-mail> or Mary Evans for any questions.</
 span></p>\n<p><span style='font-size: 24px\;'></span></p>
END:VEVENT
BEGIN:VEVENT
UID:20260817T083000UTC-7298WnvNJA@https://fourriversrealtors.com/
DTSTAMP:20261003T164949Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div>\n<div><span style='font-size: 14pt\;'><strong>Provider: 8
 -CEP | Course #39160-RECE | 2 CE</strong></span></div>\n<div><span style='
 font-size: 14pt\;'><strong>Financial Wellness Series</strong></span></div>
 \n<div><span style='font-size: 14pt\;'></span></div>\n<div><span style='fo
 nt-size: 14pt\;'>This course gives real estate professionals the practical
  tax knowledge they need to stay compliant and avoid costly IRS problems. 
 Agents will learn how to manage the challenges of variable income\, track 
 expenses and deductions correctly\, and classify assistants properly under
  IRS rules. The course also covers how to maintain accurate documentation 
 for commissions\, fees\, rentals\, and business expenses\, as well as how 
 to meet quarterly tax requirements and prevent underpayment penalties. Par
 ticipants will gain clear steps for interpreting IRS notices—such as CP2
 000 letters—and responding on time. Finally\, the course provides simple
  record-keeping systems\, 1099 reporting guidance\, and directions on when
  to seek professional tax help to protect their business and financial sta
 bility.</span></div>\n</div>\n<p><span style='font-size: 14pt\;'></span></
 p>\n<p><a href='https://sabor.com/account/login/?cobaltsrc=https://ramco.s
 abor.com/Education/Registration/Details.aspx?cid=f4836106-0c7a-f111-a745-0
 0155d0079f3'><img src='images/buttons/Registration.png' width='320' height
 ='90' alt='Registration' style='float: left\;' /></a></p>\n<p>&nbsp\;</p>
 \n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Chicago:20260818T120000
DTEND;TZID=America/Chicago:20260818T140000
SUMMARY:Shield Yourself from IRS: Don’t Get Caught Off Guard (Zoom Only)
URL:https://fourriversrealtors.rapiws.com/calendar/events-calendar/22-assoc
 iation-classes/11763-shield-yourself-from-irs-dont-get-caught-off-guard-zo
 om-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div>\n<div><span style='font-size: 14pt\;'><s
 trong>Provider: 8-CEP | Course #39160-RECE | 2 CE</strong></span></div>\n<
 div><span style='font-size: 14pt\;'><strong>Financial Wellness Series</str
 ong></span></div>\n<div><span style='font-size: 14pt\;'></span></div>\n<di
 v><span style='font-size: 14pt\;'>This course gives real estate profession
 als the practical tax knowledge they need to stay compliant and avoid cost
 ly IRS problems. Agents will learn how to manage the challenges of variabl
 e income\, track expenses and deductions correctly\, and classify assistan
 ts properly under IRS rules. The course also covers how to maintain accura
 te documentation for commissions\, fees\, rentals\, and business expenses\
 , as well as how to meet quarterly tax requirements and prevent underpayme
 nt penalties. Participants will gain clear steps for interpreting IRS noti
 ces—such as CP2000 letters—and responding on time. Finally\, the cours
 e provides simple record-keeping systems\, 1099 reporting guidance\, and d
 irections on when to seek professional tax help to protect their business 
 and financial stability.</span></div>\n</div>\n<p><span style='font-size: 
 14pt\;'></span></p>\n<p><a href='https://sabor.com/account/login/?cobaltsr
 c=https://ramco.sabor.com/Education/Registration/Details.aspx?cid=f4836106
 -0c7a-f111-a745-00155d0079f3'><img src='images/buttons/Registration.png' w
 idth='320' height='90' alt='Registration' style='float: left\;' /></a></p>
 \n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20260815T090000UTC-4547dAGFhb@https://fourriversrealtors.com/
DTSTAMP:20261003T164949Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div>\n<div>\n<p><span style='font-size: 14pt\;'><strong>Provid
 er - 1 | Course #10014-RENE | 4 CE</strong></span></p>\n<p><span style='fo
 nt-size: 14pt\;'><strong>PLEASE BRING LAPTOP/MOBILE DEVICE TO FOLLOW ALONG
 WITH THE PROVIDED PDF HANDBOOK</strong></span></p>\n<br /><span style='fon
 t-size: 14pt\;'>Did you know that as a license holder you have TREC ethics
  standards for engaging in the real estate business? Perhaps you belong to
  a real estate trade association that has a code of ethics as a requiremen
 t for engaging in the business. Texas law and the various trade associatio
 n code of ethics are similar yet not identical. This class is about your l
 icense requirements not\, trade associa­tion expectations. The course cove
 rs the requirements Texas law places upon all license holders regard­ing e
 thics and conduct when facilitating a real estate transaction.</span></div
 >\n<div><span style='font-size: 14pt\;'></span></div>\n</div>\n<p><a href=
 'https://sabor.com/account/login/?cobaltsrc=https://ramco.sabor.com/Educat
 ion/Registration/Details.aspx?cid=8196b6ef-7db3-f011-9e21-00155d102117'><i
 mg src='images/buttons/REGISTER%20BUTTON.png' width='320' height='100' alt
 ='REGISTER BUTTON' /></a></p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Chicago:20260819T083000
DTEND;TZID=America/Chicago:20260819T123000
SUMMARY:Legal Update II (Zoom Only)
URL:https://fourriversrealtors.rapiws.com/calendar/events-calendar/22-assoc
 iation-classes/11785-legal-update-ii-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div>\n<div>\n<p><span style='font-size: 14pt\
 ;'><strong>Provider - 1 | Course #10014-RENE | 4 CE</strong></span></p>\n<
 p><span style='font-size: 14pt\;'><strong>PLEASE BRING LAPTOP/MOBILE DEVIC
 E TO FOLLOW ALONGWITH THE PROVIDED PDF HANDBOOK</strong></span></p>\n<br /
 ><span style='font-size: 14pt\;'>Did you know that as a license holder you
  have TREC ethics standards for engaging in the real estate business? Perh
 aps you belong to a real estate trade association that has a code of ethic
 s as a requirement for engaging in the business. Texas law and the various
  trade association code of ethics are similar yet not identical. This clas
 s is about your license requirements not\, trade associa­tion expectations
 . The course covers the requirements Texas law places upon all license hol
 ders regard­ing ethics and conduct when facilitating a real estate transac
 tion.</span></div>\n<div><span style='font-size: 14pt\;'></span></div>\n</
 div>\n<p><a href='https://sabor.com/account/login/?cobaltsrc=https://ramco
 .sabor.com/Education/Registration/Details.aspx?cid=8196b6ef-7db3-f011-9e21
 -00155d102117'><img src='images/buttons/REGISTER%20BUTTON.png' width='320'
  height='100' alt='REGISTER BUTTON' /></a></p>\n<p>&nbsp\;</p>\n<p>&nbsp\;
 </p>
END:VEVENT
BEGIN:VEVENT
UID:20260818T120000UTC-06017zPjjU@https://fourriversrealtors.com/
DTSTAMP:20261003T164949Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div>\n<div><span style='font-size: 14pt\;'><strong>Provider 2-
 CEP | Course #13611-RECE | 3 CE</strong></span></div>\n<div><span style='f
 ont-size: 14pt\;'></span></div>\n<div><span style='font-size: 14pt\;'>Buil
 ding upon the written and video skills acquired in AI for Real Estate Part
 s 1 and 2\, this advanced course focuses on leveraging AI to elevate your 
 personal and property branding through social media. Participants will del
 ve into the creation of compelling social media posts and advertisements\,
  guided by AI assistance. The course will specifically emphasize using AI 
 to enhance existing skills in platforms like Canva. Additionally\, partici
 pants will explore a range of AI tools to efficiently generate impactful c
 ontent for social media sharing\, enabling effective network growth and en
 hanced visibility. Attendees are encouraged to come prepared with easy acc
 ess to their logo\, recent headshot\, and other branding images. The cours
 e will not only empower participants with practical skills but will also c
 ontinue the examination of the legal and ethical considerations associated
  with integrating AI into real estate marketing strategies. Elevate your o
 nline presence and stand out in the competitive real estate landscape with
  this advanced AI-driven branding course.</span></div>\n<div>&nbsp\;</div>
 \n</div>\n<p><a href='https://sabor.com/account/login/?cobaltsrc=https://r
 amco.sabor.com/Education/Registration/Details.aspx?cid=b4c4b4e5-834d-f111-
 a743-00155d0079f3'><img src='images/buttons/Registration.png' width='320' 
 height='90' alt='Registration' style='float: left\;' /></a></p>\n<p>&nbsp\
 ;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Chicago:20260819T090000
DTEND;TZID=America/Chicago:20260819T120000
SUMMARY:AI for Real Estate Marketing 3 – Advanced AI-Driven Branding (Zoom 
 Only)
URL:https://fourriversrealtors.rapiws.com/calendar/events-calendar/22-assoc
 iation-classes/11765-ai-for-real-estate-marketing-3-advanced-ai-driven-bra
 nding-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div>\n<div><span style='font-size: 14pt\;'><s
 trong>Provider 2-CEP | Course #13611-RECE | 3 CE</strong></span></div>\n<d
 iv><span style='font-size: 14pt\;'></span></div>\n<div><span style='font-s
 ize: 14pt\;'>Building upon the written and video skills acquired in AI for
  Real Estate Parts 1 and 2\, this advanced course focuses on leveraging AI
  to elevate your personal and property branding through social media. Part
 icipants will delve into the creation of compelling social media posts and
  advertisements\, guided by AI assistance. The course will specifically em
 phasize using AI to enhance existing skills in platforms like Canva. Addit
 ionally\, participants will explore a range of AI tools to efficiently gen
 erate impactful content for social media sharing\, enabling effective netw
 ork growth and enhanced visibility. Attendees are encouraged to come prepa
 red with easy access to their logo\, recent headshot\, and other branding 
 images. The course will not only empower participants with practical skill
 s but will also continue the examination of the legal and ethical consider
 ations associated with integrating AI into real estate marketing strategie
 s. Elevate your online presence and stand out in the competitive real esta
 te landscape with this advanced AI-driven branding course.</span></div>\n<
 div>&nbsp\;</div>\n</div>\n<p><a href='https://sabor.com/account/login/?co
 baltsrc=https://ramco.sabor.com/Education/Registration/Details.aspx?cid=b4
 c4b4e5-834d-f111-a743-00155d0079f3'><img src='images/buttons/Registration.
 png' width='320' height='90' alt='Registration' style='float: left\;' /></
 a></p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20260808T090000UTC-5954Hm5GzV@https://fourriversrealtors.com/
DTSTAMP:20261003T164949Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div><span style='font-size: 14pt\;'>Provider - 2 | Course #100
 12-RENE | 4 CE</span></div>\n<div>&nbsp\;</div>\n<p><span style='font-size
 : 14pt\;'>PLEASE BRING LAPTOP/MOBILE DEVICE TO FOLLOW ALONG WITH THE PROVI
 DED PDF HANDBOOK</span></p>\n<div><br /><span style='font-size: 14pt\;'>Di
 d you know that as a license holder you have legal requirements and regula
 tions for engaging in the real estate business? Perhaps you also belong to
  a trade association connected to the real estate business that has a code
  of conduct and you see that as a requirement for engaging in the business
 . There is more to your requirements than a trade associa­tion expectation
 s. It is every license holder’s responsibility to know and operate under t
 he current laws applicable to their license. The course covers the require
 ments Texas law places upon all license holders regard­ing ethical conduct
  when facilitating a real estate transaction.</span></div>\n<div>&nbsp\;</
 div>\n<div>&nbsp\;</div>\n<div><a href='https://sabor.com/account/login/?c
 obaltsrc=https://ramco.sabor.com/Education/Registration/Details.aspx?cid=c
 c55fcbc-71b3-f011-9e21-00155d102117'><img src='images/buttons/REGISTER%20B
 UTTON.png' width='320' height='100' alt='REGISTER BUTTON' /></a></div>
DTSTART;TZID=America/Chicago:20260819T133000
DTEND;TZID=America/Chicago:20260819T173000
SUMMARY:Legal Update I (Zoom Only)
URL:https://fourriversrealtors.rapiws.com/calendar/events-calendar/22-assoc
 iation-classes/11786-legal-update-i-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div><span style='font-size: 14pt\;'>Provider 
 - 2 | Course #10012-RENE | 4 CE</span></div>\n<div>&nbsp\;</div>\n<p><span
  style='font-size: 14pt\;'>PLEASE BRING LAPTOP/MOBILE DEVICE TO FOLLOW ALO
 NG WITH THE PROVIDED PDF HANDBOOK</span></p>\n<div><br /><span style='font
 -size: 14pt\;'>Did you know that as a license holder you have legal requir
 ements and regulations for engaging in the real estate business? Perhaps y
 ou also belong to a trade association connected to the real estate busines
 s that has a code of conduct and you see that as a requirement for engagin
 g in the business. There is more to your requirements than a trade associa
 ­tion expectations. It is every license holder’s responsibility to know an
 d operate under the current laws applicable to their license. The course c
 overs the requirements Texas law places upon all license holders regard­in
 g ethical conduct when facilitating a real estate transaction.</span></div
 >\n<div>&nbsp\;</div>\n<div>&nbsp\;</div>\n<div><a href='https://sabor.com
 /account/login/?cobaltsrc=https://ramco.sabor.com/Education/Registration/D
 etails.aspx?cid=cc55fcbc-71b3-f011-9e21-00155d102117'><img src='images/but
 tons/REGISTER%20BUTTON.png' width='320' height='100' alt='REGISTER BUTTON'
  /></a></div>
END:VEVENT
BEGIN:VEVENT
UID:20260820T083000UTC-04813S0cpM@https://fourriversrealtors.com/
DTSTAMP:20261003T164949Z
CATEGORIES:Association Education Classes
DESCRIPTION:<p><span style='font-size: 18pt\;'><strong>Provider - 2-CEP | C
 ourse #13639-RECE | 3 CE</strong></span><br /><span style='font-size: 18pt
 \;'><strong>This class meets the 3-hour TREC&nbsp\;contracts requirement f
 or your license renewal.</strong></span><br /><br /><span style='font-size
 : 18pt\;'>We will review the TREC promulgated 1 to 4 Family contract\, par
 agraph by paragraph\, and sentence by sentence to examine the issues and c
 ommon misunderstandings associated with the form. You will learn aspects o
 f the contract that most agents on the street are not familiar with. Learn
  what the professionals know and use to their advantage.</span></p>\n<p>&n
 bsp\;</p>\n<p><a href='https://sabor.com/account/login/?cobaltsrc=https://
 ramco.sabor.com/Education/Registration/Details.aspx?cid=f1e65df8-7b87-f111
 -a745-00155d0079f3'><img src='images/buttons/REGISTER%20BUTTON.png' width=
 '320' height='100' alt='REGISTER BUTTON' /></a></p>
DTSTART;TZID=America/Chicago:20260820T083000
DTEND;TZID=America/Chicago:20260820T113000
SUMMARY:Contracts: The TREC 1-4 Family (Zoom Only)
URL:https://fourriversrealtors.rapiws.com/calendar/events-calendar/22-assoc
 iation-classes/11787-contracts-the-trec-1-4-family-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'><strong>Pro
 vider - 2-CEP | Course #13639-RECE | 3 CE</strong></span><br /><span style
 ='font-size: 18pt\;'><strong>This class meets the 3-hour TREC&nbsp\;contra
 cts requirement for your license renewal.</strong></span><br /><br /><span
  style='font-size: 18pt\;'>We will review the TREC promulgated 1 to 4 Fami
 ly contract\, paragraph by paragraph\, and sentence by sentence to examine
  the issues and common misunderstandings associated with the form. You wil
 l learn aspects of the contract that most agents on the street are not fam
 iliar with. Learn what the professionals know and use to their advantage.<
 /span></p>\n<p>&nbsp\;</p>\n<p><a href='https://sabor.com/account/login/?c
 obaltsrc=https://ramco.sabor.com/Education/Registration/Details.aspx?cid=f
 1e65df8-7b87-f111-a745-00155d0079f3'><img src='images/buttons/REGISTER%20B
 UTTON.png' width='320' height='100' alt='REGISTER BUTTON' /></a></p>
END:VEVENT
BEGIN:VEVENT
UID:20260820T083000UTC-3245CuLc1m@https://fourriversrealtors.com/
DTSTAMP:20261003T164949Z
CATEGORIES:Association Education Classes
DESCRIPTION:<p>&nbsp\;</p>\n<div><span style='font-size: 18pt\;'><strong>Pr
 ovider 2-CEP | Course #13657-RECE | 3 CE</strong></span></div>\n<div><span
  style='font-size: 18pt\;'></span></div>\n<div><span style='font-size: 18p
 t\;'>To equip real estate agents with strategies to build a thriving busin
 ess by leveraging relationships. Agents will learn to implement client man
 agement systems\, develop personalized communication plans\, and utilize t
 argeted marketing to ensure a steady pipeline of referrals and repeat busi
 ness.</span></div>\n<div>&nbsp\;</div>\n<div>&nbsp\;</div>\n<p><a href='ht
 tps://sabor.com/account/login/?cobaltsrc=https://ramco.sabor.com/Education
 /Registration/Details.aspx?cid=7c07726c-7d87-f111-a745-00155d0079f3'><span
  style='font-size: 18pt\;'><img src='images/buttons/REGISTER%20BUTTON.png'
  width='320' height='100' alt='REGISTER BUTTON' /></span></a></p>\n<p>&nbs
 p\;</p>
DTSTART;TZID=America/Chicago:20260820T130000
DTEND;TZID=America/Chicago:20260820T160000
SUMMARY:Referral Rockstar (Zoom Only)
URL:https://fourriversrealtors.rapiws.com/calendar/events-calendar/22-assoc
 iation-classes/11788-referral-rockstar-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p>&nbsp\;</p>\n<div><span style='font-size: 1
 8pt\;'><strong>Provider 2-CEP | Course #13657-RECE | 3 CE</strong></span><
 /div>\n<div><span style='font-size: 18pt\;'></span></div>\n<div><span styl
 e='font-size: 18pt\;'>To equip real estate agents with strategies to build
  a thriving business by leveraging relationships. Agents will learn to imp
 lement client management systems\, develop personalized communication plan
 s\, and utilize targeted marketing to ensure a steady pipeline of referral
 s and repeat business.</span></div>\n<div>&nbsp\;</div>\n<div>&nbsp\;</div
 >\n<p><a href='https://sabor.com/account/login/?cobaltsrc=https://ramco.sa
 bor.com/Education/Registration/Details.aspx?cid=7c07726c-7d87-f111-a745-00
 155d0079f3'><span style='font-size: 18pt\;'><img src='images/buttons/REGIS
 TER%20BUTTON.png' width='320' height='100' alt='REGISTER BUTTON' /></span>
 </a></p>\n<p>&nbsp\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20260821T083000UTC-2530hWPMfV@https://fourriversrealtors.com/
DTSTAMP:20261003T164949Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div><span style='font-size: 18pt\;'><strong>Provider #2-CEP | 
 Course #27744-RECE | 4 CE</strong></span></div>\n<div><span style='font-si
 ze: 18pt\;'></span></div>\n<div><span style='font-size: 18pt\;'>An underst
 anding of the property tax system is essential to the career of any real e
 state agent in Texas. This course will provide licensees with a solid foun
 dation of understanding of the ad valorem property tax system in Texas. Co
 unty Appraisal Districts (CAD)\, local taxing authorities\, tax exemptions
 \, and the tax protest system will be examined. Agents will be able to exp
 lain how the system works\, what resources are available to the public\, a
 nd the basics of the protest process to clients.</span></div>\n<div>&nbsp\
 ;</div>\n<div><a href='https://sabor.com/account/login/?cobaltsrc=https://
 ramco.sabor.com/Education/Registration/Details.aspx?cid=34f32141-7e87-f111
 -a745-00155d0079f3'><img src='images/buttons/REGISTER%20BUTTON.png' width=
 '320' height='100' alt='REGISTER BUTTON' /></a></div>
DTSTART;TZID=America/Chicago:20260821T083000
DTEND;TZID=America/Chicago:20260821T123000
SUMMARY:Texas Property Taxes (Zoom Only)
URL:https://fourriversrealtors.rapiws.com/calendar/events-calendar/22-assoc
 iation-classes/11789-texas-property-taxes-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div><span style='font-size: 18pt\;'><strong>P
 rovider #2-CEP | Course #27744-RECE | 4 CE</strong></span></div>\n<div><sp
 an style='font-size: 18pt\;'></span></div>\n<div><span style='font-size: 1
 8pt\;'>An understanding of the property tax system is essential to the car
 eer of any real estate agent in Texas. This course will provide licensees 
 with a solid foundation of understanding of the ad valorem property tax sy
 stem in Texas. County Appraisal Districts (CAD)\, local taxing authorities
 \, tax exemptions\, and the tax protest system will be examined. Agents wi
 ll be able to explain how the system works\, what resources are available 
 to the public\, and the basics of the protest process to clients.</span></
 div>\n<div>&nbsp\;</div>\n<div><a href='https://sabor.com/account/login/?c
 obaltsrc=https://ramco.sabor.com/Education/Registration/Details.aspx?cid=3
 4f32141-7e87-f111-a745-00155d0079f3'><img src='images/buttons/REGISTER%20B
 UTTON.png' width='320' height='100' alt='REGISTER BUTTON' /></a></div>
END:VEVENT
BEGIN:VEVENT
UID:20260804T120000UTC-0632tw8Gkv@https://fourriversrealtors.com/
DTSTAMP:20261003T164949Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div><span data-wrapper='true' style='font-size: 14pt\;'><stron
 g>Provider: 8-CEP | Course #39181-RECE| 2 CE</strong></span>\n<div><span s
 tyle='font-size: 14pt\;'><strong>Financial Wellness Series</strong></span>
 </div>\n<div><br /><span style='font-size: 14pt\;'>This course teaches rea
 l estate professionals how to take control of their finances\, even with u
 npredictable commission-based income. Participants will learn how to build
  a simple\, effective budget\, create a consistent pay-yourself system\, a
 nd put basic tax planning into practice. The course also covers how to est
 ablish emergency reserves\, use essential financial tools and retirement o
 ptions\, and protect both income and assets. By the end\, agents will have
  a clear framework to manage money with confidence and long-term stability
 .</span></div>\n<div><span style='font-size: 14pt\;'></span></div>\n<div><
 span style='font-size: 14pt\;'>Financial Wellness Series</span></div>\n</d
 iv>\n<p>&nbsp\;<a href='https://sabor.com/account/login/?cobaltsrc=https:/
 /ramco.sabor.com/Education/Registration/Details.aspx?cid=c5ef4405-0b7a-f11
 1-a745-00155d0079f3'><img src='images/buttons/REGISTER%20BUTTON.png' width
 ='320' height='100' alt='REGISTER BUTTON' /></a></p>
DTSTART;TZID=America/Chicago:20260821T120000
DTEND;TZID=America/Chicago:20260821T140000
SUMMARY:Smart Budgeting for Real Estate Pros (Zoom Only)
URL:https://fourriversrealtors.rapiws.com/calendar/events-calendar/22-assoc
 iation-classes/11790-smart-budgeting-for-real-estate-pros-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div><span data-wrapper='true' style='font-siz
 e: 14pt\;'><strong>Provider: 8-CEP | Course #39181-RECE| 2 CE</strong></sp
 an>\n<div><span style='font-size: 14pt\;'><strong>Financial Wellness Serie
 s</strong></span></div>\n<div><br /><span style='font-size: 14pt\;'>This c
 ourse teaches real estate professionals how to take control of their finan
 ces\, even with unpredictable commission-based income. Participants will l
 earn how to build a simple\, effective budget\, create a consistent pay-yo
 urself system\, and put basic tax planning into practice. The course also 
 covers how to establish emergency reserves\, use essential financial tools
  and retirement options\, and protect both income and assets. By the end\,
  agents will have a clear framework to manage money with confidence and lo
 ng-term stability.</span></div>\n<div><span style='font-size: 14pt\;'></sp
 an></div>\n<div><span style='font-size: 14pt\;'>Financial Wellness Series<
 /span></div>\n</div>\n<p>&nbsp\;<a href='https://sabor.com/account/login/?
 cobaltsrc=https://ramco.sabor.com/Education/Registration/Details.aspx?cid=
 c5ef4405-0b7a-f111-a745-00155d0079f3'><img src='images/buttons/REGISTER%20
 BUTTON.png' width='320' height='100' alt='REGISTER BUTTON' /></a></p>
END:VEVENT
END:VCALENDAR