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TZID:America/Chicago
TZUNTIL:20281105T070000Z
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TZNAME:CST
DTSTART:20251102T020000
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RDATE:20271107T020000
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DTSTART:20260308T020000
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BEGIN:VEVENT
UID:20251202T103000UTC-0160aLbipv@https://fourriversrealtors.com/
DTSTAMP:20261003T233622Z
CATEGORIES:Partner Meetings
DTSTART;TZID=America/Chicago:20260106T103000
DTEND;TZID=America/Chicago:20260106T123000
RRULE:FREQ=MONTHLY;UNTIL=20261201T060000Z;INTERVAL=1;BYDAY=TU;BYSETPOS=1
SUMMARY:CTXMLS Advisory Council Meeting
URL:https://fourriversrealtors.rapiws.com/about-us/classes-events/39-partne
 r-meetings/10722-ctxmls-advisory-council-meeting-2
END:VEVENT
BEGIN:VEVENT
UID:20251202T120000UTC-6222PwVLjU@https://fourriversrealtors.com/
DTSTAMP:20261003T233622Z
CATEGORIES:FRAR Committee Meetings
DESCRIPTION:<p><span style='font-size: 18pt\;'>For more information on this
  committee\, please contact the Rebecca Wiley\,&nbsp\;<joomla-hidden-mail 
  is-link='1' is-email='1' first='YmVja3lzZWxsc25iaG9tZXM0dQ==' last='Z21ha
 WwuY29t' text='YmVja3lzZWxsc25iaG9tZXM0dUBnbWFpbC5jb20=' base='' >This ema
 il address is being protected from spambots. You need JavaScript enabled t
 o view it.</joomla-hidden-mail>&nbsp\;.</span></p>\n<p><span style='font-s
 ize: 18pt\;'>Location:</span></p>\n<p><span style='font-size: 18pt\;'>Firs
 t United Bank - Seguin</span></p>\n<p><span style='font-size: 18pt\;'>200 
 N. Austin St</span></p>\n<p><span style='font-size: 18pt\;'>Seguin\, Texas
  78155</span></p>
DTSTART;TZID=America/Chicago:20260203T120000
DTEND;TZID=America/Chicago:20260203T130000
RRULE:FREQ=MONTHLY;UNTIL=20261201T060000Z;INTERVAL=1;BYDAY=TU;BYSETPOS=1
SUMMARY:Guadalupe County Government Affairs Committee Meeting
URL:https://fourriversrealtors.rapiws.com/about-us/classes-events/21-commit
 tee-meeting/10592-guadalupe-county-government-affairs-committee-meeting
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'>For more in
 formation on this committee\, please contact the Rebecca Wiley\,&nbsp\;<jo
 omla-hidden-mail  is-link='1' is-email='1' first='YmVja3lzZWxsc25iaG9tZXM0
 dQ==' last='Z21haWwuY29t' text='YmVja3lzZWxsc25iaG9tZXM0dUBnbWFpbC5jb20=' 
 base='' >This email address is being protected from spambots. You need Jav
 aScript enabled to view it.</joomla-hidden-mail>&nbsp\;.</span></p>\n<p><s
 pan style='font-size: 18pt\;'>Location:</span></p>\n<p><span style='font-s
 ize: 18pt\;'>First United Bank - Seguin</span></p>\n<p><span style='font-s
 ize: 18pt\;'>200 N. Austin St</span></p>\n<p><span style='font-size: 18pt\
 ;'>Seguin\, Texas 78155</span></p>
END:VEVENT
BEGIN:VEVENT
UID:20260803T083000UTC-5453a8OF5U@https://fourriversrealtors.com/
DTSTAMP:20261003T233622Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div><span data-wrapper='true' style='font-size: 14pt\;'><stron
 g>Provider: 8-CEP | Course #39181-RECE| 2 CE</strong></span>\n<div><span s
 tyle='font-size: 14pt\;'><strong>Financial Wellness Series</strong></span>
 </div>\n<div><br /><span style='font-size: 14pt\;'>This course teaches rea
 l estate professionals how to take control of their finances\, even with u
 npredictable commission-based income. Participants will learn how to build
  a simple\, effective budget\, create a consistent pay-yourself system\, a
 nd put basic tax planning into practice. The course also covers how to est
 ablish emergency reserves\, use essential financial tools and retirement o
 ptions\, and protect both income and assets. By the end\, agents will have
  a clear framework to manage money with confidence and long-term stability
 .</span></div>\n<div><span style='font-size: 14pt\;'></span></div>\n<div><
 span style='font-size: 14pt\;'>Financial Wellness Series</span></div>\n</d
 iv>\n<p>&nbsp\;</p>\n<p><a href='https://sabor.com/account/login/?cobaltsr
 c=https://ramco.sabor.com/Education/Registration/Details.aspx?cid=c5ef4405
 -0b7a-f111-a745-00155d0079f3'><img src='images/buttons/Registration.png' w
 idth='320' height='90' alt='Registration' style='float: left\;' /></a></p>
 \n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Chicago:20260804T120000
DTEND;TZID=America/Chicago:20260804T140000
SUMMARY:Smart Budgeting for Real Estate Pros (Zoom Only)
URL:https://fourriversrealtors.rapiws.com/about-us/classes-events/22-associ
 ation-classes/11741-smart-budgeting-for-real-estate-pros-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div><span data-wrapper='true' style='font-siz
 e: 14pt\;'><strong>Provider: 8-CEP | Course #39181-RECE| 2 CE</strong></sp
 an>\n<div><span style='font-size: 14pt\;'><strong>Financial Wellness Serie
 s</strong></span></div>\n<div><br /><span style='font-size: 14pt\;'>This c
 ourse teaches real estate professionals how to take control of their finan
 ces\, even with unpredictable commission-based income. Participants will l
 earn how to build a simple\, effective budget\, create a consistent pay-yo
 urself system\, and put basic tax planning into practice. The course also 
 covers how to establish emergency reserves\, use essential financial tools
  and retirement options\, and protect both income and assets. By the end\,
  agents will have a clear framework to manage money with confidence and lo
 ng-term stability.</span></div>\n<div><span style='font-size: 14pt\;'></sp
 an></div>\n<div><span style='font-size: 14pt\;'>Financial Wellness Series<
 /span></div>\n</div>\n<p>&nbsp\;</p>\n<p><a href='https://sabor.com/accoun
 t/login/?cobaltsrc=https://ramco.sabor.com/Education/Registration/Details.
 aspx?cid=c5ef4405-0b7a-f111-a745-00155d0079f3'><img src='images/buttons/Re
 gistration.png' width='320' height='90' alt='Registration' style='float: l
 eft\;' /></a></p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbs
 p\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20260728T130000UTC-7482ihr1Sv@https://fourriversrealtors.com/
DTSTAMP:20261003T233622Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div><span style='font-size: 14pt\;'>ABR ELECTIVE</span></div>
 \n<div>&nbsp\;</div>\n<div><span style='font-size: 14pt\;'>Course #32071</
 span><br /><span style='font-size: 14pt\;'>Provider: REALTOR Academy - 000
 8</span><br /><span style='font-size: 14pt\;'>15 CE Credits</span></div>\n
 <div>&nbsp\;</div>\n<div><span style='font-size: 14pt\;'>Regardless of how
  long a real estate agent has been in the business\, seller agency has bee
 n available and more importantly\, it remains the primary focus for agents
  across the country. However\, since the advent of buyer agency and the em
 phasis on training how to be an effective buyer representative\, it has be
 come apparent we can no longer assume seller agents have the same level of
  effectiveness. The Seller Representative Specialist course is a 16 hour c
 ourse designed to take a new agent to an accomplished level sooner and an 
 already successful agent to an even higher level of competency. It focuses
  on the skills necessary to properly represent a property owner\, includin
 g agency\, marketing\, and servicing the client.</span></div>\n<p>&nbsp\;<
 /p>\n<p><a href='https://sabor.com/account/login/?cobaltsrc=https://ramco.
 sabor.com/Education/Registration/Details.aspx?cid=72deb081-7fba-f011-9e21-
 00155d102117'><img src='images/buttons/Registration.png' width='320' heigh
 t='90' alt='Registration' style='float: left\;' /></a></p>\n<p>&nbsp\;</p>
 \n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Chicago:20260805T083000
DTEND;TZID=America/Chicago:20260806T170000
SUMMARY:Seller Representative Specialist (SRS) Designation - 2 Days (Zoom O
 nly)
URL:https://fourriversrealtors.rapiws.com/about-us/classes-events/22-associ
 ation-classes/11740-seller-representative-specialist-srs-designation-2-day
 s-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div><span style='font-size: 14pt\;'>ABR ELECT
 IVE</span></div>\n<div>&nbsp\;</div>\n<div><span style='font-size: 14pt\;'
 >Course #32071</span><br /><span style='font-size: 14pt\;'>Provider: REALT
 OR Academy - 0008</span><br /><span style='font-size: 14pt\;'>15 CE Credit
 s</span></div>\n<div>&nbsp\;</div>\n<div><span style='font-size: 14pt\;'>R
 egardless of how long a real estate agent has been in the business\, selle
 r agency has been available and more importantly\, it remains the primary 
 focus for agents across the country. However\, since the advent of buyer a
 gency and the emphasis on training how to be an effective buyer representa
 tive\, it has become apparent we can no longer assume seller agents have t
 he same level of effectiveness. The Seller Representative Specialist cours
 e is a 16 hour course designed to take a new agent to an accomplished leve
 l sooner and an already successful agent to an even higher level of compet
 ency. It focuses on the skills necessary to properly represent a property 
 owner\, including agency\, marketing\, and servicing the client.</span></d
 iv>\n<p>&nbsp\;</p>\n<p><a href='https://sabor.com/account/login/?cobaltsr
 c=https://ramco.sabor.com/Education/Registration/Details.aspx?cid=72deb081
 -7fba-f011-9e21-00155d102117'><img src='images/buttons/Registration.png' w
 idth='320' height='90' alt='Registration' style='float: left\;' /></a></p>
 \n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20260804T120000UTC-039368H37p@https://fourriversrealtors.com/
DTSTAMP:20261003T233622Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div><span style='font-size: 14pt\;'>ABR ELECTIVE</span><br /><
 br /><span style='font-size: 14pt\;'>Provider: Texas REALTORS - 0001</span
 ><br /><span style='font-size: 14pt\;'>8 CE Credits</span>\n<div><br /><sp
 an style='font-size: 14pt\;'>For many real estate professionals\, short sa
 les and foreclosures are the new “traditional” real estate transaction. Kn
 owing how to help sellers maneuver the complexities of short sales as well
  as help buyers pursue short sale and foreclosure opportunities are not me
 rely good skills to have in today’s market-they are critical. And while sh
 ort sales and foreclosures are not for the faint of heart\, agents with th
 e proper tools and training can use these specialty areas to build their b
 usiness for the long term.</span></div>\n</div>\n<p>&nbsp\;</p>\n<p><a hre
 f='https://sabor.com/account/login/?cobaltsrc=https://ramco.sabor.com/Educ
 ation/Registration/Details.aspx?cid=bc01438e-83ba-f011-9e21-00155d102117'>
 <img src='images/buttons/Registration.png' width='320' height='90' alt='Re
 gistration' style='float: left\;' /></a></p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</
 p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Chicago:20260805T083000
DTEND;TZID=America/Chicago:20260805T170000
SUMMARY:Short Sales & Foreclosure Resource (SFR) Certification (Zoom Only)
URL:https://fourriversrealtors.rapiws.com/about-us/classes-events/22-associ
 ation-classes/11742-short-sales-foreclosure-resource-sfr-certification-zoo
 m-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div><span style='font-size: 14pt\;'>ABR ELECT
 IVE</span><br /><br /><span style='font-size: 14pt\;'>Provider: Texas REAL
 TORS - 0001</span><br /><span style='font-size: 14pt\;'>8 CE Credits</span
 >\n<div><br /><span style='font-size: 14pt\;'>For many real estate profess
 ionals\, short sales and foreclosures are the new “traditional” real estat
 e transaction. Knowing how to help sellers maneuver the complexities of sh
 ort sales as well as help buyers pursue short sale and foreclosure opportu
 nities are not merely good skills to have in today’s market-they are criti
 cal. And while short sales and foreclosures are not for the faint of heart
 \, agents with the proper tools and training can use these specialty areas
  to build their business for the long term.</span></div>\n</div>\n<p>&nbsp
 \;</p>\n<p><a href='https://sabor.com/account/login/?cobaltsrc=https://ram
 co.sabor.com/Education/Registration/Details.aspx?cid=bc01438e-83ba-f011-9e
 21-00155d102117'><img src='images/buttons/Registration.png' width='320' he
 ight='90' alt='Registration' style='float: left\;' /></a></p>\n<p>&nbsp\;<
 /p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20260805T083000UTC-7200HxvpK0@https://fourriversrealtors.com/
DTSTAMP:20261003T233622Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div>\n<div><span style='font-size: 14pt\;'><strong>Provider 2-
 CEP | Course #13610-RECE | 3 CE</strong></span></div>\n<div><span style='f
 ont-size: 14pt\;'></span></div>\n<div><span style='font-size: 14pt\;'>Buil
 ding on the foundational written skills acquired in AI for Real Estate Par
 t 1\, this intermediate course delves into the dynamic realm of video mark
 eting using cutting-edge AI tools. Participants will gain hands-on experie
 nce with both free and paid AI platforms to create captivating videos tail
 ored for various social media channels. Learn the art of repurposing exist
 ing video content\, incorporating on-screen text\, and leveraging trending
  features observed across popular social platforms. Discover efficient met
 hods to convert written blog or social posts into engaging video content. 
 Uncover the potential of AI avatars to deliver personalized messages\, whe
 ther presenting market statistics\, teasing new listings\, or offering hom
 e staging tips. Throughout the course\, participants will critically exami
 ne the ethical and legal implications associated with utilizing these vide
 o tools for self-promotion or property listings\, ensuring a comprehensive
  understanding of responsible and effective AI-driven marketing strategies
 .</span></div>\n</div>\n<p>&nbsp\;</p>\n<p><a href='https://sabor.com/acco
 unt/login/?cobaltsrc=https://ramco.sabor.com/Education/Registration/Detail
 s.aspx?cid=6ead3b43-834d-f111-a743-00155d0079f3'><img src='images/buttons/
 Registration.png' width='320' height='90' alt='Registration' style='float:
  left\;' /></a></p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&n
 bsp\;</p>
DTSTART;TZID=America/Chicago:20260805T090000
DTEND;TZID=America/Chicago:20260805T120000
SUMMARY:AI for Real Estate Marketing 2 – Video Marketing Mastery (Zoom Only
 )
URL:https://fourriversrealtors.rapiws.com/about-us/classes-events/22-associ
 ation-classes/11743-ai-for-real-estate-marketing-2-video-marketing-mastery
 -zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div>\n<div><span style='font-size: 14pt\;'><s
 trong>Provider 2-CEP | Course #13610-RECE | 3 CE</strong></span></div>\n<d
 iv><span style='font-size: 14pt\;'></span></div>\n<div><span style='font-s
 ize: 14pt\;'>Building on the foundational written skills acquired in AI fo
 r Real Estate Part 1\, this intermediate course delves into the dynamic re
 alm of video marketing using cutting-edge AI tools. Participants will gain
  hands-on experience with both free and paid AI platforms to create captiv
 ating videos tailored for various social media channels. Learn the art of 
 repurposing existing video content\, incorporating on-screen text\, and le
 veraging trending features observed across popular social platforms. Disco
 ver efficient methods to convert written blog or social posts into engagin
 g video content. Uncover the potential of AI avatars to deliver personaliz
 ed messages\, whether presenting market statistics\, teasing new listings\
 , or offering home staging tips. Throughout the course\, participants will
  critically examine the ethical and legal implications associated with uti
 lizing these video tools for self-promotion or property listings\, ensurin
 g a comprehensive understanding of responsible and effective AI-driven mar
 keting strategies.</span></div>\n</div>\n<p>&nbsp\;</p>\n<p><a href='https
 ://sabor.com/account/login/?cobaltsrc=https://ramco.sabor.com/Education/Re
 gistration/Details.aspx?cid=6ead3b43-834d-f111-a743-00155d0079f3'><img src
 ='images/buttons/Registration.png' width='320' height='90' alt='Registrati
 on' style='float: left\;' /></a></p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&
 nbsp\;</p>\n<p>&nbsp\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20260806T090000UTC-75308hLMVj@https://fourriversrealtors.com/
DTSTAMP:20261003T233622Z
CATEGORIES:Association Education Classes
DESCRIPTION:<ul>\n<li><span style='font-size: 18pt\;'><strong>4 CE HR</stro
 ng></span></li>\n<li><span style='font-size: 18pt\;'><strong>9:00 am - 1:0
 0 pm&nbsp\;</strong></span></li>\n<li><span style='font-size: 18pt\;'><str
 ong>No Cost&nbsp\;</strong></span></li>\n<li><span style='font-size: 18pt\
 ;'><strong>Course No. 48361</strong></span></li>\n<li><span style='font-si
 ze: 18pt\;'><strong>Provider-Texas REALTORS® #1</strong></span></li>\n<li>
 <span style='font-size: 18pt\;'><strong><strong>Zoom Class (off site instr
 uctor via Zoom)&nbsp\;</strong></strong></span></li>\n<li><span style='fon
 t-size: 18pt\;'><strong>Instructor-Erica Goff</strong>&nbsp\;</span></li>
 \n</ul>\n<table>\n<tbody>\n<tr>\n<td>\n<p><span style='font-size: 18pt\;'>
 <strong>Course description</strong></span></p>\n</td>\n<td>&nbsp\;</td>\n<
 /tr>\n</tbody>\n</table>\n<p><span style='font-size: 18pt\;'><strong>This 
 course by will provide knowledge to real estate agents using Clareity and 
 Matrix. Course will cover Clareity dashboard and resources\, Matrix basic 
 functions as well as tools and tricks! Information in this course will hel
 p agents use the systems more effectively\, and also save them time and fr
 ustration.</strong></span></p>\n<p><strong><em><span style='font-size: 18p
 t\;'>CANCELLED</span></em></strong></p>\n<p><span style='font-size: 18pt\;
  color: #ff0000\;'>Check in will start at 8:50am</span></p>\n<p><span styl
 e='font-size: 18pt\; color: #000000\;'>Join Zoom Meeting</span></p>\n<p><s
 pan style='font-size: 18pt\; color: #3366ff\;'><a href='https://us02web.zo
 om.us/j/87018174912' style='color: #3366ff\;'></a><a href='https://us02web
 .zoom.us/j/87018174912' style='color: #3366ff\;'></a><a href='https://us02
 web.zoom.us/j/87018174912' style='color: #3366ff\;'></a><a href='https://u
 s02web.zoom.us/j/87018174912' style='color: #3366ff\;'></a><a href='https:
 //us02web.zoom.us/j/87018174912' style='color: #3366ff\;'></a><a href='htt
 ps://us02web.zoom.us/j/87018174912' style='color: #3366ff\;'></a><a href='
 https://us02web.zoom.us/j/87018174912' style='color: #3366ff\;'>https://us
 02web.zoom.us/j/87018174912</a><span></span></span></p>\n<p><span style='f
 ont-size: 18pt\;'>Meeting ID: 870 1817 4912</span></p>
DTSTART;TZID=America/Chicago:20260806T090000
DTEND;TZID=America/Chicago:20260806T130000
SUMMARY:Cancelled - 4 HR CE Class: (Free) How to Make Your Job Easier with 
 Clareity and Matrix (Virtual)
URL:https://fourriversrealtors.rapiws.com/about-us/classes-events/22-associ
 ation-classes/10556-4-hr-ce-class-free-how-to-make-your-job-easier-with-cl
 areity-and-matrix-virtual
X-ALT-DESC;FMTTYPE=TEXT/HTML:<ul>\n<li><span style='font-size: 18pt\;'><str
 ong>4 CE HR</strong></span></li>\n<li><span style='font-size: 18pt\;'><str
 ong>9:00 am - 1:00 pm&nbsp\;</strong></span></li>\n<li><span style='font-s
 ize: 18pt\;'><strong>No Cost&nbsp\;</strong></span></li>\n<li><span style=
 'font-size: 18pt\;'><strong>Course No. 48361</strong></span></li>\n<li><sp
 an style='font-size: 18pt\;'><strong>Provider-Texas REALTORS® #1</strong><
 /span></li>\n<li><span style='font-size: 18pt\;'><strong><strong>Zoom Clas
 s (off site instructor via Zoom)&nbsp\;</strong></strong></span></li>\n<li
 ><span style='font-size: 18pt\;'><strong>Instructor-Erica Goff</strong>&nb
 sp\;</span></li>\n</ul>\n<table>\n<tbody>\n<tr>\n<td>\n<p><span style='fon
 t-size: 18pt\;'><strong>Course description</strong></span></p>\n</td>\n<td
 >&nbsp\;</td>\n</tr>\n</tbody>\n</table>\n<p><span style='font-size: 18pt\
 ;'><strong>This course by will provide knowledge to real estate agents usi
 ng Clareity and Matrix. Course will cover Clareity dashboard and resources
 \, Matrix basic functions as well as tools and tricks! Information in this
  course will help agents use the systems more effectively\, and also save 
 them time and frustration.</strong></span></p>\n<p><strong><em><span style
 ='font-size: 18pt\;'>CANCELLED</span></em></strong></p>\n<p><span style='f
 ont-size: 18pt\; color: #ff0000\;'>Check in will start at 8:50am</span></p
 >\n<p><span style='font-size: 18pt\; color: #000000\;'>Join Zoom Meeting</
 span></p>\n<p><span style='font-size: 18pt\; color: #3366ff\;'><a href='ht
 tps://us02web.zoom.us/j/87018174912' style='color: #3366ff\;'></a><a href=
 'https://us02web.zoom.us/j/87018174912' style='color: #3366ff\;'></a><a hr
 ef='https://us02web.zoom.us/j/87018174912' style='color: #3366ff\;'></a><a
  href='https://us02web.zoom.us/j/87018174912' style='color: #3366ff\;'></a
 ><a href='https://us02web.zoom.us/j/87018174912' style='color: #3366ff\;'>
 </a><a href='https://us02web.zoom.us/j/87018174912' style='color: #3366ff\
 ;'></a><a href='https://us02web.zoom.us/j/87018174912' style='color: #3366
 ff\;'>https://us02web.zoom.us/j/87018174912</a><span></span></span></p>\n<
 p><span style='font-size: 18pt\;'>Meeting ID: 870 1817 4912</span></p>
END:VEVENT
BEGIN:VEVENT
UID:20260807T100000UTC-5452veccbz@https://fourriversrealtors.com/
DTSTAMP:20261003T233622Z
CATEGORIES:FRAR Committee Meetings
DESCRIPTION:<p><span style='font-size: 18pt\;'>For Details\, please contact
  Martin Gutierrez\, VP of Government Affairs and Advocacy.</span></p>\n<p>
 <span style='font-size: 18pt\;'>Email:&nbsp\;<joomla-hidden-mail  is-link=
 '1' is-email='1' first='bWFydGlu' last='c2Fib3IuY29t' text='bWFydGluQHNhYm
 9yLmNvbQ==' base='' >This email address is being protected from spambots. 
 You need JavaScript enabled to view it.</joomla-hidden-mail></span></p>\n<
 p>&nbsp\;</p>\n<p><span style='font-size: 18pt\;'>Zoom Option will be prov
 ided via email.</span></p>
DTSTART;TZID=America/Chicago:20260807T100000
DTEND;TZID=America/Chicago:20260807T110000
SUMMARY:Legislative Management Team Committee Meeting
URL:https://fourriversrealtors.rapiws.com/about-us/classes-events/21-commit
 tee-meeting/11777-legislative-management-team-committee-meeting
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-size: 18pt\;'>For Details
 \, please contact Martin Gutierrez\, VP of Government Affairs and Advocacy
 .</span></p>\n<p><span style='font-size: 18pt\;'>Email:&nbsp\;<joomla-hidd
 en-mail  is-link='1' is-email='1' first='bWFydGlu' last='c2Fib3IuY29t' tex
 t='bWFydGluQHNhYm9yLmNvbQ==' base='' >This email address is being protecte
 d from spambots. You need JavaScript enabled to view it.</joomla-hidden-ma
 il></span></p>\n<p>&nbsp\;</p>\n<p><span style='font-size: 18pt\;'>Zoom Op
 tion will be provided via email.</span></p>
END:VEVENT
BEGIN:VEVENT
UID:20260806T090000UTC-93862xd1vs@https://fourriversrealtors.com/
DTSTAMP:20261003T233622Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div>\n<div><span style='font-size: 14pt\;'><strong>Provider 8-
 CEP | Course #39159-RECE | 2 CE</strong></span></div>\n<div><span style='f
 ont-size: 14pt\;'><strong>Financial Wellness Series</strong></span></div>
 \n<div><span style='font-size: 14pt\;'></span></div>\n<div><span style='fo
 nt-size: 14pt\;'>This course provides real estate brokers and team leaders
  with a clear\, practical understanding of payroll compliance and worker c
 lassification. Participants will learn how to properly distinguish employe
 es from independent contractors using IRS guidelines\, understand payroll 
 tax and withholding responsibilities\, and choose the right payroll system
 s to stay compliant. The training also covers the most common payroll mist
 akes that put brokerages at legal and financial risk\, as well as the docu
 mentation and record-keeping required to pass an audit. By the end of the 
 course\, brokers will know how to protect their business\, avoid costly vi
 olations\, and maintain a compliant payroll process.</span></div>\n</div>
 \n<p>&nbsp\;</p>\n<p><a href='https://sabor.com/account/login/?cobaltsrc=h
 ttps://ramco.sabor.com/Education/Registration/Details.aspx?cid=bd8ab658-0b
 7a-f111-a745-00155d0079f3'><img src='images/buttons/Registration.png' widt
 h='320' height='90' alt='Registration' style='float: left\;' /></a></p>\n<
 p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Chicago:20260807T100000
DTEND;TZID=America/Chicago:20260807T120000
SUMMARY:Record-Keeping Best Practices for Real Estate Pros (Zoom Only)
URL:https://fourriversrealtors.rapiws.com/about-us/classes-events/22-associ
 ation-classes/11746-record-keeping-best-practices-for-real-estate-pros-zoo
 m-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div>\n<div><span style='font-size: 14pt\;'><s
 trong>Provider 8-CEP | Course #39159-RECE | 2 CE</strong></span></div>\n<d
 iv><span style='font-size: 14pt\;'><strong>Financial Wellness Series</stro
 ng></span></div>\n<div><span style='font-size: 14pt\;'></span></div>\n<div
 ><span style='font-size: 14pt\;'>This course provides real estate brokers 
 and team leaders with a clear\, practical understanding of payroll complia
 nce and worker classification. Participants will learn how to properly dis
 tinguish employees from independent contractors using IRS guidelines\, und
 erstand payroll tax and withholding responsibilities\, and choose the righ
 t payroll systems to stay compliant. The training also covers the most com
 mon payroll mistakes that put brokerages at legal and financial risk\, as 
 well as the documentation and record-keeping required to pass an audit. By
  the end of the course\, brokers will know how to protect their business\,
  avoid costly violations\, and maintain a compliant payroll process.</span
 ></div>\n</div>\n<p>&nbsp\;</p>\n<p><a href='https://sabor.com/account/log
 in/?cobaltsrc=https://ramco.sabor.com/Education/Registration/Details.aspx?
 cid=bd8ab658-0b7a-f111-a745-00155d0079f3'><img src='images/buttons/Registr
 ation.png' width='320' height='90' alt='Registration' style='float: left\;
 ' /></a></p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</
 p>
END:VEVENT
BEGIN:VEVENT
UID:20260820T081500UTC-2336MA8UVI@https://fourriversrealtors.com/
DTSTAMP:20261003T233622Z
CATEGORIES:Association Education Classes
DESCRIPTION:<div>\n<div><span style='font-size: 14pt\;'>Provider - 2 | Cour
 se #10012-RENE | 4 CE</span></div>\n<div>&nbsp\;</div>\n<p><span style='fo
 nt-size: 14pt\;'>PLEASE BRING LAPTOP/MOBILE DEVICE TO FOLLOW ALONG WITH TH
 E PROVIDED PDF HANDBOOK</span></p>\n<div><br /><span style='font-size: 14p
 t\;'>Did you know that as a license holder you have legal requirements and
  regulations for engaging in the real estate business? Perhaps you also be
 long to a trade association connected to the real estate business that has
  a code of conduct and you see that as a requirement for engaging in the b
 usiness. There is more to your requirements than a trade associa­tion expe
 ctations. It is every license holder’s responsibility to know and operate 
 under the current laws applicable to their license. The course covers the 
 requirements Texas law places upon all license holders regard­ing ethical 
 conduct when facilitating a real estate transaction.</span></div>\n<div>&n
 bsp\;</div>\n<div>&nbsp\;</div>\n</div>\n<p><a href='https://sabor.com/acc
 ount/login/?cobaltsrc=https://ramco.sabor.com/Education/Registration/Detai
 ls.aspx?cid=cc55fcbc-71b3-f011-9e21-00155d102117'><img src='images/buttons
 /Registration.png' width='320' height='90' alt='Registration' style='float
 : left\;' /></a></p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>&
 nbsp\;</p>
DTSTART;TZID=America/Chicago:20260808T090000
DTEND;TZID=America/Chicago:20260808T130000
SUMMARY:Legal Update I (Zoom Only)
URL:https://fourriversrealtors.rapiws.com/about-us/classes-events/22-associ
 ation-classes/11767-legal-update-i-zoom-only
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div>\n<div><span style='font-size: 14pt\;'>Pr
 ovider - 2 | Course #10012-RENE | 4 CE</span></div>\n<div>&nbsp\;</div>\n<
 p><span style='font-size: 14pt\;'>PLEASE BRING LAPTOP/MOBILE DEVICE TO FOL
 LOW ALONG WITH THE PROVIDED PDF HANDBOOK</span></p>\n<div><br /><span styl
 e='font-size: 14pt\;'>Did you know that as a license holder you have legal
  requirements and regulations for engaging in the real estate business? Pe
 rhaps you also belong to a trade association connected to the real estate 
 business that has a code of conduct and you see that as a requirement for 
 engaging in the business. There is more to your requirements than a trade 
 associa­tion expectations. It is every license holder’s responsibility to 
 know and operate under the current laws applicable to their license. The c
 ourse covers the requirements Texas law places upon all license holders re
 gard­ing ethical conduct when facilitating a real estate transaction.</spa
 n></div>\n<div>&nbsp\;</div>\n<div>&nbsp\;</div>\n</div>\n<p><a href='http
 s://sabor.com/account/login/?cobaltsrc=https://ramco.sabor.com/Education/R
 egistration/Details.aspx?cid=cc55fcbc-71b3-f011-9e21-00155d102117'><img sr
 c='images/buttons/Registration.png' width='320' height='90' alt='Registrat
 ion' style='float: left\;' /></a></p>\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>\n<p>
 &nbsp\;</p>\n<p>&nbsp\;</p>
END:VEVENT
END:VCALENDAR
